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Now, these banking institutions face stiff competition from a range of companies both large and small. We’ll take a close look at the main companies offering P2P payments. We’ll explore how social media firms such as Facebook and Snapchat are trying to turn their text messaging services into money transfer services, and why they’re struggling to take off. And, we’ll look at how cryptocurrencies like Bitcoin are enabling peer-to-peer transfers and raising the kinds of security we have been looking for in the P2P payment user market. Storing your cards in digital wallets lets you make purchases quickly and conveniently online, in stores, and in apps using your computer, mobile phone or smartwatch. You can also save digital tickets and e-vouchers there, so you always have the documents you need on hand. In addition to the icons at the bottom of the app that allow users to add images and emojis, a new $ icon lets them add funds. The first time a sender taps the icon, Facebook asks them...